ANNUITIES

I am a regular person, a finance novice, at best. Born in the 1960's I read and watch many resources that evolve around finances. How to save money, investing strategies, and even include coupon use. I love learning about how to make my money work for me, while saving as much as I can. Feel Free to pose questions, share your results and any financial ventures. We need to learn from each others real life experiences. (Negativity or profanity will not be allowed in any form).

Annuities are usually avoided from my past learning and reading experience. However, if you can know learn and understand which annuities to avoid, they are also those that are sought after.

Some of my favorite article links about annuities are below:

http://www.today.com/money/3-ways-make-money-last-through-retirement-jean-chatzky-1D80231089

http://www.thinkadvisor.com/2014/09/01/fixed-annuity-sales-rising-in-2014-but-why-now

http://online.barrons.com/articles/SB50001424052748704895304578495341390213604

http://www.kiplinger.com/article/investing/T041-C007-S001-finally-a-variable-annuity-worth-considering.html

http://www.marketwatch.com/story/7-reasons-not-to-buy-an-annuity-2014-01-07

http://www.irs.gov/publications/p571/ar01.html

In the past Prudential has had well performing Annuities. Annuities are not to be touched for all practicality until you are 59 1/2. 

However, more questions still arise for me. Are Annuities able to be easily transferred over to a loved one?